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    <title>Small Business Health Insurance</title>
    <link>http://www.chellnet.org</link>
    <description>A guide for small businesses on how to select the right health insurance for its employees.</description>
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	<title>Aetna Prepares for Implementation of Federal Mental Health Parity</title>
	<link>http://www.chellnet.org/735960-Aetna-Prepares-for-Implementation-of-Federal-Mental-Health-Parity.html</link>
	<pubDate>Sun, 20 May 2012 00:30:00 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The Mental Health Parity and Addiction Equity Act of , passed by Congress in October , promotes equitable care for mental health illnesses by requiring parity between medical and mental health benefits. The law applies to group health plans, including both fully insured and self-funded plans. However, small employers with - employees and individual coverage are exempt.The new law was implemented on October ,  and plan sponsors will need to be in compliance beginning with their first plan year re...	</description>
	<content:encoded><![CDATA[The Mental Health Parity and Addiction Equity Act of , passed by Congress in October , promotes equitable care for mental health illnesses by requiring parity between medical and mental health benefits. The law applies to group health plans, including both fully insured and self-funded plans. However, small employers with - employees and individual coverage are exempt.The new law was implemented on October ,  and plan sponsors will need to be in compliance beginning with their first plan year renewal after that date.Beginning with October ,  renewals, Aetna customers with  employees will automatically renew their coverage in compliance with the federal mental health parity law. Groups with union contracts in place are required to comply with the federal mental health parity mandate but have the option to delay until their union contract is up for renewal.How this new law will affect Aetna's  customersFor health plans that offer medical benefits and mental ...]]></content:encoded>
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	<title>The Formula to Creating Goals that help you Improve your Personal Life</title>
	<link>http://www.chellnet.org/202794-The-Formula-to-Creating-Goals-that-help-you-Improve-your-Personal-Life.html</link>
	<pubDate>Thu, 17 May 2012 05:02:06 -0400</pubDate>
	<category><![CDATA[Self Improvement]]></category>
	<description>
        The Formula to Creating Goals that help you Improve your Personal Life In life, we have a formula to use that helps us to create goals that assist us in improving our personal life. To start these goals however, we must use our inner qualities. The inner qualities include skills, ability to commit, ability to set priorities, ability to accept failure, will to say no, and so on. We have self-awareness, personality and other details within as well that helps us to find ways to improve our personal...	</description>
	<content:encoded><![CDATA[The Formula to Creating Goals that help you Improve your Personal Life In life, we have a formula to use that helps us to create goals that assist us in improving our personal life. To start these goals however, we must use our inner qualities. The inner qualities include skills, ability to commit, ability to set priorities, ability to accept failure, will to say no, and so on. We have self-awareness, personality and other details within as well that helps us to find ways to improve our personal life. Once you find your qualities, develop them you will find it easy to set goals. To get started consider brainstorming, long-term goals, short-term goals, evaluation of these goals, brainstorming some more, evaluating, and so on. You want to consider managing your time as well. When you brainstorm you, develop new ideas. New ideas is the market that leads you to success. Brainstorming helps you to learn something new. When you start to brainstorm you, begin seeing things you didn? see bef...]]></content:encoded>
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	<title>Online is One of the Best Ways to Find Affordable Health Insurance</title>
	<link>http://www.chellnet.org/540540-Online-is-One-of-the-Best-Ways-to-Find-Affordable-Health-Insurance.html</link>
	<pubDate>Wed, 16 May 2012 05:09:39 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The process of finding affordable health insurance is becoming a very hard task for people who are unemployed. Due to the current state of the economy many people have been laid off in order to save companies money when they need it most. The biggest problem with this is many of these people who have been laid off may be the only provider of health insurance for their family, and if they arent working they arent being insured. This can be a very stressful process for families who are trying to p...	</description>
	<content:encoded><![CDATA[The process of finding affordable health insurance is becoming a very hard task for people who are unemployed. Due to the current state of the economy many people have been laid off in order to save companies money when they need it most. The biggest problem with this is many of these people who have been laid off may be the only provider of health insurance for their family, and if they aren't working they aren't being insured. This can be a very stressful process for families who are trying to provide for their children but at the same time trying to find affordable health insurance. What many families who have only one parent working don't know, is that many of them may be eligible for discounted or even free health insurance through their state. Besides getting affordable health insurance through your state there are also many other ways to get affordable health insurance. One of the most popular ways is to do it online. If you look around and check prices on the web you will be ab...]]></content:encoded>
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	<title>How To Use Small Business Value As The Ultimate Performance</title>
	<link>http://www.chellnet.org/860676-How-To-Use-Small-Business-Value-As-The-Ultimate-Performance.html</link>
	<pubDate>Tue, 15 May 2012 05:03:54 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Business performance measurement and management promote the useof carefully selected key performance indicators to evaluate theperformance of a company, its management and employees.Management theory has long recognized that the primary purposeof a companys management is to maximize shareholder value. Forlarge companies with stock that freely trades in publicsecurities markets, this is a simple process of monitoring stockprice. For small, private companies the situation is quitedifferent.Large, ...	</description>
	<content:encoded><![CDATA[Business performance measurement and management promote the useof carefully selected key performance indicators to evaluate theperformance of a company, its management and employees.Management theory has long recognized that the primary purposeof a company's management is to maximize shareholder value. Forlarge companies with stock that freely trades in publicsecurities markets, this is a simple process of monitoring stockprice. For small, private companies the situation is quitedifferent.Large, public companies have many stockholders that elect aboard of directors, who in turn hire the key executives. Thisseparation of ownership from management does not exist in small,private businesses. Often these three groups owners, directorsand management are comprised of the exact same individuals.Small businesses become extensions of their owners in many waysincluding their objectives. Owners are typically more concernedabout objectives like: minimizing taxes, maximizing perso...]]></content:encoded>
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	<title>Call your local insurance agent today to get Aetna health insurance quotes</title>
	<link>http://www.chellnet.org/485428-Call-your-local-insurance-agent-today-to-get-Aetna-health-insurance-quotes.html</link>
	<pubDate>Mon, 14 May 2012 00:50:34 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Are you currently shopping around for health insurance? Have you realized that you need health insurance in order to secure your future well being? Once you have come to this realization, a whole new world of problems presents itself. Once you have made a conscious decision to acquire a comprehensive health insurance plan, the next logical question becomes how to find a health insurance company that can meet all of your needs. An ideal health insurance company is one that can offer low cost heal...	</description>
	<content:encoded><![CDATA[Are you currently shopping around for health insurance? Have you realized that you need health insurance in order to secure your future well being? Once you have come to this realization, a whole new world of problems presents itself. Once you have made a conscious decision to acquire a comprehensive health insurance plan, the next logical question becomes how to find a health insurance company that can meet all of your needs. An ideal health insurance company is one that can offer low cost health plans, and can provide great customer service. However, this may seem too good to be true. You might be asking yourself can this be possible? How can a company offer low rates and have a stellar customer service department? Your skepticism probably comes from years of dealings with less than reputable health insurance companies.  You have probably had bad experiences with health insurance companies in the past. Most Americans have, so you are certainly not alone. You have probably s...]]></content:encoded>
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	<title>Affordable Health Insurance: Low Cost Way of Insuring Health</title>
	<link>http://www.chellnet.org/494132-Affordable-Health-Insurance-Low-Cost-Way-of-Insuring-Health.html</link>
	<pubDate>Sat, 12 May 2012 05:28:51 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Accidents and illness are unplanned occurrences of life. But when they do occur, we have to gather as much finance as we can in order to fund the treatments. This is where health insurance comes to play. By paying a small installment on specific intervals, you have the guarantee of receiving enough financial aid for your medical expenses. Such a policy can be obtained at a low cost by availing affordable health insurance.          Affordable health insurance covers medical expenses, no matter wh...	</description>
	<content:encoded><![CDATA[Accidents and illness are unplanned occurrences of life. But when they do occur, we have to gather as much finance as we can in order to fund the treatments. This is where health insurance comes to play. By paying a small installment on specific intervals, you have the guarantee of receiving enough financial aid for your medical expenses. Such a policy can be obtained at a low cost by availing &lt;a rel&quot;nofollow&quot; href&quot;http:www.healthinsuranceuk.org.uk&quot;&gt;affordable health insurance.&lt;a&gt;          Affordable health insurance covers medical expenses, no matter what the cost as long as the cause for treatment is included in its policy. It rescues you during the most trying moments of your life when your health is threatened and you do not have enough money on your hands to pay for the cure. There are two options you can choose from:  Health Maintenance Organizations HMO  Under this scheme, you can avail the treatments only from those doctors, clinics or hospitals which are listed on th...]]></content:encoded>
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	<title>Improve your Personal Life with Vitamins</title>
	<link>http://www.chellnet.org/613477-Improve-your-Personal-Life-with-Vitamins.html</link>
	<pubDate>Fri, 11 May 2012 05:21:42 -0400</pubDate>
	<category><![CDATA[Self Improvement]]></category>
	<description>
        Improve your Personal Life with Vitamins Improving your personal life with multivitamins Vitamins are very essential to everyone? body to keep it going. Some vitamins are needed on a daily basis and others not so often. We get vitamins from our food and then we need to use extra vitamins to get the full amount needed. Getting the right amount of vitamins daily helps to produce your blood cells and they change the food to energy. One of the best vitamins I discovered is the prenatal vitamin. Even...	</description>
	<content:encoded><![CDATA[Improve your Personal Life with Vitamins Improving your personal life with multivitamins Vitamins are very essential to everyone? body to keep it going. Some vitamins are needed on a daily basis and others not so often. We get vitamins from our food and then we need to use extra vitamins to get the full amount needed. Getting the right amount of vitamins daily helps to produce your blood cells and they change the food to energy. One of the best vitamins I discovered is the prenatal vitamin. Even if you are not pregnant, the vitamins will restore lost nutrients. You have two different kinds of vitamins that you can purchase. One of them is a fat-soluble that is stored in the body in the liver and fatty tissues. Only take fat-soluble vitamins as recommended because you can store too much. When storing too much fat-soluble vitamins it can be poisonous and even cause death. The fat-soluble vitamin is the A and D type. The second type of vitamin is the water-soluble and it will dissolve i...]]></content:encoded>
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	<title>How Hobbies Improve Your Personal Life</title>
	<link>http://www.chellnet.org/510760-How-Hobbies-Improve-Your-Personal-Life.html</link>
	<pubDate>Thu, 10 May 2012 05:13:25 -0400</pubDate>
	<category><![CDATA[Self Improvement]]></category>
	<description>
        How Hobbies Improve Your Personal Life When you have a hobby that you like and you will spend time doing this. This will help keep you from getting in trouble, since you will stay busy. This will free your mind and you from stress as well. If you have bad habits, such as drinking or drugging you can invest your time in hobbies, which will free your mind of the binds that drugs and alcohol hold you. What are hobbies?Hobbies are something that you enjoy doing, it could be collecting coins, dolls, ...	</description>
	<content:encoded><![CDATA[How Hobbies Improve Your Personal Life When you have a hobby that you like and you will spend time doing this. This will help keep you from getting in trouble, since you will stay busy. This will free your mind and you from stress as well. If you have bad habits, such as drinking or drugging you can invest your time in hobbies, which will free your mind of the binds that drugs and alcohol hold you. What are hobbies?Hobbies are something that you enjoy doing, it could be collecting coins, dolls, hot wheel cars, stamps, knitting, more less what ever you enjoy doing. When you enjoy doing hobbies, you spend not all of your extra time doing them and you think about doing anything else. Like getting into trouble. Some people may make their work is their hobbies this could be working on cars or heavy equipment to semis they enjoy it so much they are always doing it no matter what when some of us want a break from work so we do something else that we enjoy doing. We all have different hobbies ...]]></content:encoded>
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	<title>Small Business Tax Deduction - Write-Off Bad Debts</title>
	<link>http://www.chellnet.org/658362-Small-Business-Tax-Deduction-Write-Off-Bad-Debts.html</link>
	<pubDate>Wed, 09 May 2012 05:25:14 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Practically every small business has receivables that it cannotobtain from clients. If your small business doesn't have anysuch receivables, consider yourself lucky. For those smallbusinesses that suffer from uncollected receivables, solace canbe taken from the fact you can claim a tax deduction.Bad Debt Tax DeductionA small business can write-off bad debt losses if it meetsnominal requirements. To claim such a tax deduction, thefollowing must be shown:A. The existence of a legal relationship be...	</description>
	<content:encoded><![CDATA[Practically every small business has receivables that it cannotobtain from clients. If your small business doesn't have anysuch receivables, consider yourself lucky. For those smallbusinesses that suffer from uncollected receivables, solace canbe taken from the fact you can claim a tax deduction.Bad Debt Tax DeductionA small business can write-off bad debt losses if it meetsnominal requirements. To claim such a tax deduction, thefollowing must be shown:A. The existence of a legal relationship between the smallbusiness and debtor;B. The receivables are worthless; andC. The small business suffered an actual loss.Proving there is a legal relationship between the small businessand debtor is fairly simple. You must simply show that thedebtor has a legal obligation to make a payment. Most businessesissue invoices or sign contracts with debtors and thesedocuments suffice to prove the legal relationship. If you arenot putting your business relationships in writing, you should...]]></content:encoded>
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	<title>1 Overlooked Key to Small Business Success</title>
	<link>http://www.chellnet.org/528214-1-Overlooked-Key-to-Small-Business-Success.html</link>
	<pubDate>Tue, 08 May 2012 05:13:30 -0400</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Is this you?You dreamed of owning your own business, doing what you love andenjoying unlimited earning potential. You researched. Youplanned. You prepared. Finally, you launched. Your dream was realized...and then your business started togrow! Could it get any better? Well, yes, but if you're likemany others, you may have encountered one unexpected challengealong the way: Are you drowning in the day-to-day administrativetasks necessary to make your business successful? Managing emails. Bookkeepi...	</description>
	<content:encoded><![CDATA[Is this you?You dreamed of owning your own business, doing what you love andenjoying unlimited earning potential. You researched. Youplanned. You prepared. Finally, you launched. Your dream was realized...and then your business started togrow! Could it get any better? Well, yes, but if you're likemany others, you may have encountered one unexpected challengealong the way: Are you drowning in the day-to-day administrativetasks necessary to make your business successful? Managing emails. Bookkeeping. Writing articles or newsletters.Processing invoices. Answering phone calls. Schedulingappointments. Marketing. Customer Service. Travel Planning. Theyall take time. Unfortunately, time is in short supply whenbusiness is booming. The work needs to be done, but you don't want to do it yourselfand you don't want the cost or the hassle of hiring an employee,right? So what's the key? A virtual assistant.Virtual assistants provide a wide range of administrativeservices to small ...]]></content:encoded>
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	<title>Health Insurance For Self Employed People</title>
	<link>http://www.chellnet.org/806525-Health-Insurance-For-Self-Employed-People.html</link>
	<pubDate>Mon, 07 May 2012 06:50:00 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There are a lot of options open to those of you who are self employed health insurance when it comes to health insurance. Of course, the ideal insurance plan for you would vary depending on your health and budget, but this article can give you a fair idea of what to expect if you do happen to visit an insurance agent.One of the easiest options that is open to all self employed persons is to simply get an individual health insurance policy. Because of the high competition in this field, you can g...	</description>
	<content:encoded><![CDATA[There are a lot of options open to those of you who are &lt;a rel&quot;nofollow&quot;  href&quot;http:www.affordablehealthinsuranceoptions.comself-employed.html&quot; title&quot;Self Employed Health Insurance&quot;&gt;self employed health insurance&lt;a&gt; when it comes to health insurance. Of course, the ideal insurance plan for you would vary depending on your health and budget, but this article can give you a fair idea of what to expect if you do happen to visit an insurance agent.One of the easiest options that is open to all self employed persons is to simply get an individual health insurance policy. Because of the high competition in this field, you can get a pretty decent rate from most providers if you do your research properly.However, if you aren't in the best of health, getting an individual &lt;a rel&quot;nofollow&quot;  href&quot;http:www.affordablehealthinsuranceoptions.comself-employed.html&quot; title&quot;Self Employed Health Insurance&quot;&gt;self employed health insurance&lt;a&gt; can be tricky. An insurance provider can deny insura...]]></content:encoded>
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	<title>Improve your Personal Life in Awareness</title>
	<link>http://www.chellnet.org/409809-Improve-your-Personal-Life-in-Awareness.html</link>
	<pubDate>Sun, 06 May 2012 05:22:24 -0400</pubDate>
	<category><![CDATA[Self Improvement]]></category>
	<description>
        Improve your Personal Life in Awareness Improve your personal life with self-awareness To improve your self-awareness you first need to concentrate on your past and emotions. How did you get where you are at now and how can you get to where you want to be in life. Pulling up the resources in your mind will help you become acquainted with self. A person needs to know and trust him or herself before they can trust others. Don? depend on the judgment of others, rather use your own judgment and it w...	</description>
	<content:encoded><![CDATA[Improve your Personal Life in Awareness Improve your personal life with self-awareness To improve your self-awareness you first need to concentrate on your past and emotions. How did you get where you are at now and how can you get to where you want to be in life. Pulling up the resources in your mind will help you become acquainted with self. A person needs to know and trust him or herself before they can trust others. Don? depend on the judgment of others, rather use your own judgment and it will make you feel like a new person. You should always stop and think, so that you learn how to trust you and know who you are. With the fast pace world we live in now you probably put many things aside and because you don? have time. Take time for yourself and think about it before you do. When looking back on you life look for the things that made you the way you are today. Try working on a positive attitude in order to become completely yourself and get that self-awareness back. Start doi...]]></content:encoded>
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	<title>Affordable Health Insurance for Small Businesses</title>
	<link>http://www.chellnet.org/327716-Affordable-Health-Insurance-for-Small-Businesses.html</link>
	<pubDate>Sat, 05 May 2012 05:11:45 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Health insurance for small businesses is necessary for the safety and good health of the owner and employees. All small business establishments should have health insurance regardless of their bottom line. Affordable Medical insurance rates for small businesses depend on the benefits ensured. Premiums for these insurance policies can be paid either by the employer or employees, either separately or as a group.Health insurance for small businesses is ideal for small business organizations having ...	</description>
	<content:encoded><![CDATA[Health insurance for small businesses is necessary for the safety and good health of the owner and employees. All small business establishments should have health insurance regardless of their bottom line. &lt;a rel&quot;nofollow&quot;  href&quot;http:www.affordablehealthinsuranceoptions.com&quot; title&quot;Affordable Medical Insurance&quot;&gt;Affordable Medical insurance&lt;a&gt; rates for small businesses depend on the benefits ensured. Premiums for these insurance policies can be paid either by the employer or employees, either separately or as a group.Health insurance for small businesses is ideal for small business organizations having a minimum of  to  employees. Small business health insurance provides tax free insurance coverage to the employees of an organization. There are different policies available and they are generally formulated according to the age and number of employees, size of organization and health risks. All these factors are important in determining policy terms and benefits.Health insuranc...]]></content:encoded>
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	<title>Aetna Health Insurance Basic Information</title>
	<link>http://www.chellnet.org/842112-Aetna-Health-Insurance-Basic-Information.html</link>
	<pubDate>Fri, 04 May 2012 00:08:50 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Those that are looking for great plans of action in regards to health coverage need to really focus on how good life can be in regards to getting aetna health insurance. Thats right, its a good company to get involved with because you can make sure that things are never standing still. You dont want to get into the race of standing still so make sure you are covered in case of any sort of medical emergency that exists out there. Life is not something you need to mess around with and thats why it...	</description>
	<content:encoded><![CDATA[Those that are looking for great plans of action in regards to health coverage need to really focus on how good life can be in regards to getting aetna health insurance. That's right, it's a good company to get involved with because you can make sure that things are never standing still. You don't want to get into the race of standing still so make sure you are covered in case of any sort of medical emergency that exists out there. Life is not something you need to mess around with and that's why it is important that if you're taking chances you are not taking chances with your medical coverage. This is very important to remember if you're a fan of extreme sports. If you're challenging gravity to a war against who can win, you need to get aetna health insurance, because they have you in mind already. They can make sure you're not paying outrageous fees or paying outlandish prices to get your wounds healed when you lose against gravity, and believe us, you will lose eventually. If you'r...]]></content:encoded>
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	<title>Accepting to Improve your Personal Life</title>
	<link>http://www.chellnet.org/776080-Accepting-to-Improve-your-Personal-Life.html</link>
	<pubDate>Mon, 30 Apr 2012 01:14:43 -0400</pubDate>
	<category><![CDATA[Self Improvement]]></category>
	<description>
        Accepting to Improve your Personal Life Do you have the ability to accept the things you can change and the things you cannot change? Do you have the ability to accept that other people are opt to change them, rather than you changing them? Do you accept that you are who you are, regardless of what others think? Can you accept the many changes that take place in your life? If you answered yes to one or all of these questions then you are off to the start of improving your personal life. If you a...	</description>
	<content:encoded><![CDATA[Accepting to Improve your Personal Life Do you have the ability to accept the things you can change and the things you cannot change? Do you have the ability to accept that other people are opt to change them, rather than you changing them? Do you accept that you are who you are, regardless of what others think? Can you accept the many changes that take place in your life? If you answered yes to one or all of these questions then you are off to the start of improving your personal life. If you are willing to accept, you have the ability to laugh, even when something is not funny. For instance, if someone pushed you, you could stand back and laugh. The push is only a threat to your emotion, which you will see, accept and find a way to gain control of the situation. When you can accept things in life, including you and others you find a way to take control. When you are in control, it helps you to see how you can improve your personal life. When you learn to accept you will learn to disc...]]></content:encoded>
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	<title>Humana Health Insurance Plan</title>
	<link>http://www.chellnet.org/902345-Humana-Health-Insurance-Plan.html</link>
	<pubDate>Sat, 28 Apr 2012 06:32:45 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        What is a health insurance?Health insurance allows a person to get the medical treatment for any unexpected illness without having to pay the full cost. It is often confusing to choose the appropriate health insurance company. It would be wise to first decide on how much you can afford. Humana health care insurance offers various plans to suit each individual to cover your medical commitments.All about Humana Health Care:Humana health Insurance allows you to cover the costs associated with the t...	</description>
	<content:encoded><![CDATA[What is a health insurance?Health insurance allows a person to get the medical treatment for any unexpected illness without having to pay the full cost. It is often confusing to choose the appropriate health insurance company. It would be wise to first decide on how much you can afford. Humana health care insurance offers various plans to suit each individual to cover your medical commitments.All about Humana Health Care:Humana health Insurance allows you to cover the costs associated with the treatment you undergo. Whenever you or any member of your family falls ill, all you need to do is go to one of the health care facility that is a participating member and show your Humana health care insurance card. You can get the required medical treatment at a discounted rate. In most cases, you need only to pay a co-payment while the rest of the amount is billed to Humana health insurance.Plans to choose from:Humana health care plans vary from place to place. You have several insurance plans ...]]></content:encoded>
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	<title>Humana Military Healthcare Services Promotes Flu Vaccinations For South Region TRICARE</title>
	<link>http://www.chellnet.org/414407-Humana-Military-Healthcare-Services-Promotes-Flu-Vaccinations-For-South-Region-TRICARE.html</link>
	<pubDate>Fri, 27 Apr 2012 06:28:15 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Humana Military Healthcare Services, a wholly owned subsidiary of Humana Inc. NYSE: HUM, encourages TRICARE South Region beneficiaries to get their influenza vaccination in an effort to reduce the spread of flu this season. Beneficiaries may receive the flu vaccination at no cost from their local Military Treatment Facility MTF, Primary Care Manager PCM or a MinuteClinic located in select CVS Pharmacies.The flu affects an estimated - million people annually across the country, yet nearly two-thi...	</description>
	<content:encoded><![CDATA[Humana Military Healthcare Services, a wholly owned subsidiary of Humana Inc. NYSE: HUM, encourages TRICARE South Region beneficiaries to get their influenza vaccination in an effort to reduce the spread of flu this season. Beneficiaries may receive the flu vaccination at no cost from their local Military Treatment Facility MTF, Primary Care Manager PCM or a MinuteClinic located in select CVS Pharmacies.'The flu affects an estimated - million people annually across the country, yet nearly two-thirds of adults choose not to receive their fluvaccination each year,' said John Crum, MD, chief medical officer of Humana Military. 'While practicing healthy habits will help stop spreading the illness, the best way to preventthe flu is by receiving a vaccination. We want to make sure our beneficiaries know where they can go to receive this shot,' said Crum.Along with getting shots at a PCM office or MTF, the addition of select MinuteClinic locations to the Humana Military provider net...]]></content:encoded>
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	<title>Health Insurance From the Employer’s Point of View</title>
	<link>http://www.chellnet.org/690926-Health-Insurance-From-the-Employer-s-Point-of-View.html</link>
	<pubDate>Thu, 26 Apr 2012 06:53:27 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There has been a sad trend since the turn of this century. Health insurance costs have been rising so fast that even large sections of the middle class now find it a struggle, if not impossible, to pay the premiums demanded by the insurers for private plans. The fact is that, although in the last one or two years, there have been some increases in average take-home pay, these increases have not kept pace with inflation. People today are more poor than they were ten years ago. For a time, people ...	</description>
	<content:encoded><![CDATA[There has been a sad trend since the turn of this century. Health insurance costs have been rising so fast that even large sections of the middle class now find it a struggle, if not impossible, to pay the premiums demanded by the insurers for private plans. The fact is that, although in the last one or two years, there have been some increases in average take-home pay, these increases have not kept pace with inflation. People today are more poor than they were ten years ago. For a time, people compensated by using their credit cards and borrowing against the positive housing equity on their homes. With the bursting of the housing bubble and the credit crunch, people must now confront the size of the debt they carry. Articles like this are not supposed to feel sorry for employers. They are the ones who take our work, pay us as little possible and buy big houses to live in. Sometimes, we only put up with this exploitation because of the health plans some offer as part of the compensat...]]></content:encoded>
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<item>
	<title>Good News for Humana Members</title>
	<link>http://www.chellnet.org/872643-Good-News-for-Humana-Members.html</link>
	<pubDate>Wed, 25 Apr 2012 06:56:40 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Recently, Humana Inc. HUM - Analyst Report announced that it will collaborate with MinuteClinic, the retail health care division of CVS Caremark CVS - Analyst Report, which has been an in-network provider for Humana since , on activities aimed at expanding access to convenient health care services for Humana-members. The agreement will result in increased focus on the management of routine illnesses, identifying and managing care related deficiencies, and making screenings available to identify ...	</description>
	<content:encoded><![CDATA[Recently, Humana Inc. HUM - Analyst Report announced that it will collaborate with MinuteClinic, the retail health care division of CVS Caremark CVS - Analyst Report, which has been an in-network provider for Humana since , on activities aimed at expanding access to convenient health care services for Humana-members. The agreement will result in increased focus on the management of routine illnesses, identifying and managing care related deficiencies, and making screenings available to identify risk factors resulting in chronic illnesses.The agreement will see the Louisville-based Humana open a health clinic for its employees and dependents in downtown Louisville in . It will be jointly operated by MinuteClinic and Humana's subsidiary LifeSynch. Furthermore, the Humana-subsidiary will also join forces with MinuteClinic to provide Humana-members access to health screenings and illness management at about  MinuteClinic locations across the United States .As per the agreeme...]]></content:encoded>
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<item>
	<title>Low Rate Car Insurance Quotes</title>
	<link>http://www.chellnet.org/865846-Low-Rate-Car-Insurance-Quotes.html</link>
	<pubDate>Tue, 24 Apr 2012 06:46:18 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There are many rationalities why you might be online searching for better                 Rate this Article:                                                         Article Tags:       low rate car insurance quotes                                        Related Videos                 Related Articles                 Ask  Related Q&amp;amp;A                                                PlayHow to Get Cheap Business Group Health InsurancePlayHealth and Dental Insurance - Where to Get the Best RatesP...	</description>
	<content:encoded><![CDATA[There are many rationalities why you might be online searching for better                 Rate this Article:                                                         Article Tags:       &lt;a href&quot;article-tagslow-rate-car-insurance-quotes&quot; title&quot;low rate car insurance quotes&quot;&gt;low rate car insurance quotes&lt;a&gt;           &lt;a name&quot;yedda&quot; id&quot;yedda&quot;&gt;&lt;a&gt;                             Related Videos                 Related Articles                 Ask  Related Q&amp;amp;A                                                &lt;a onclick&quot;pageTracker.trackEvent'Articles', 'PlayVideo', 'Insurance';&quot; href&quot;videosmin&quot;&gt;Play&lt;a&gt;&lt;a onclick&quot;pageTracker.trackEvent'Articles', 'PlayVideo', 'Insurance';&quot; href&quot;videosmin&quot;&gt;How to Get Cheap Business Group Health Insurance&lt;a&gt;&lt;a onclick&quot;pageTracker.trackEvent'Articles', 'PlayVide...]]></content:encoded>
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<item>
	<title>Dig Out Easily Top Rated Insurance Companies</title>
	<link>http://www.chellnet.org/918183-Dig-Out-Easily-Top-Rated-Insurance-Companies.html</link>
	<pubDate>Mon, 23 Apr 2012 07:50:16 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Top quality auto insurance companies there are those that meet your budget &amp;amp; give you what you want. Their customer service must be impeccable &amp;amp; treat you as a customer account. When you need will be there for you &amp;amp; process your application carefully. Today we take customer service for granted &amp;amp; consider it a treat when you get a good quality service. But it is very important in finding insurance to guarantee that the company he has. When a disaster occurs, it can be upsetting fo...	</description>
	<content:encoded><![CDATA[Top quality auto insurance companies there are those that meet your budget &amp;amp; give you what you want. Their customer service must be impeccable &amp;amp; treat you as a customer account. When you need will be there for you &amp;amp; process your application carefully. Today we take customer service for granted &amp;amp; consider it a treat when you get a good quality service. But it is very important in finding insurance to guarantee that the company he has. When a disaster occurs, it can be upsetting for you. It is an emotional moment &amp;amp; you need someone at the other end who is friendly &amp;amp; attentive &amp;amp; guide you through the process of filing a claim &amp;amp; what to do next. You can do this by researching current opinion ratings of a company by existing customers. Opinions' using it is easy to do &amp;amp; see if they have a good reputation. It is easy to check online &amp;amp; make sure the company does its work with the customer service, but service rates of claims &amp;amp; rates &amp;amp; everything...]]></content:encoded>
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<item>
	<title>Aetna health insurance now covers administration of H1N1 flu vaccine</title>
	<link>http://www.chellnet.org/213301-Aetna-health-insurance-now-covers-administration-of-H1N1-flu-vaccine.html</link>
	<pubDate>Sun, 22 Apr 2012 07:15:25 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Aetna has made the decision to cover administration of the HN flu vaccine for all fully insured medical plan members and all members of self-funded plans unless directed otherwise by the plan sponsor. Aetna will provide this coverage even in instances where members' have major medical insurance plans or specific health plans that do not provide coverage for preventive care or have limits on such coverage. Aetna will cover the full cost cost of the administration of the vaccine with no member cop...	</description>
	<content:encoded><![CDATA[Aetna has made the decision to cover administration of the HN flu vaccine for all fully insured medical plan members and all members of self-funded plans unless directed otherwise by the plan sponsor. Aetna will provide this coverage even in instances where members' have major medical insurance plans or specific health plans that do not provide coverage for preventive care or have limits on such coverage. Aetna will cover the full cost cost of the administration of the vaccine with no member copay, co-insurance or deductible applied.Aetna is reaching out to all members in many ways. Educational mailings to members have begun, and messages will be included in the Member Essentials e.newsletter. In addition, professionals staffing Aetna's member services call centers have received special materials on the HN flu so they are well prepared to answer questions.They will also use information available in their CareEngine to proactively identify members who fall into three of the five c...]]></content:encoded>
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<item>
	<title>Which Company Offers Best Car Insurance?</title>
	<link>http://www.chellnet.org/995547-Which-Company-Offers-Best-Car-Insurance.html</link>
	<pubDate>Sat, 21 Apr 2012 06:18:39 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Everyone knows when it comes to insurance, there are many choices &amp;amp; antique auto insurance is no exception. So who are you with? Here are some comments on which carriers antique automobile insurance provide the best service &amp;amp; coverage. American Hobbyist Insurance: This Company is another great old insurer's auto insurance. They are available in  states, not including: Hawaii, Alaska, Kentucky, Virginia, Massachusetts or Oklahoma. Highlights of their insurance company for antique cars inc...	</description>
	<content:encoded><![CDATA[Everyone knows when it comes to insurance, there are many choices &amp;amp; antique auto insurance is no exception. So who are you with? Here are some comments on which carriers antique automobile insurance provide the best service &amp;amp; coverage. American Hobbyist Insurance: This Company is another great old insurer's auto insurance. They are available in  states, not including: Hawaii, Alaska, Kentucky, Virginia, Massachusetts or Oklahoma. Highlights of their insurance company for antique cars includes: flexible mileage limits, care inflation, auxiliary parts coverage &amp;amp; policy - a tax liability, not by car. Leland West Insurance: This insurance company specialty is over  years of experience &amp;amp; regarded as one of the insurers most reliable &amp;amp; trustworthy. Some highlights are offered are: listen; choose your repair store, lower premiums &amp;amp; coverage valued. These are all important aspects when choosing a blanket insurance antique automobile that fits your needs. Grundy Worl...]]></content:encoded>
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<item>
	<title>Everything You Need to Know About Short-Term Health Insurance</title>
	<link>http://www.chellnet.org/940634-Everything-You-Need-to-Know-About-Short-Term-Health-Insurance.html</link>
	<pubDate>Fri, 20 Apr 2012 07:51:45 -0400</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Short-term health insurance provides healthy individuals and families without health coverage with a safety net in case of emergencies. Most of these polices last between six months to a year, although the coverage period can be as short as  days, and can be renewed for as long as  months. Applying is simple and you can get your policies issued the day following approval. And, depending on the plan, you can enjoy individual coverage of as high as  million. However, this type of insurance does no...	</description>
	<content:encoded><![CDATA[Short-term health insurance provides healthy individuals and families without health coverage with a safety net in case of emergencies. Most of these polices last between six months to a year, although the coverage period can be as short as  days, and can be renewed for as long as  months. Applying is simple and you can get your policies issued the day following approval. And, depending on the plan, you can enjoy individual coverage of as high as  million. However, this type of insurance does not cover pre-existing conditions, or health problems that were documented before you applied for health insurance; the look-back period varies according to your state's laws. And if you've ever been denied coverage, you may not qualify for temporary insurance. Insurers also do not sell this type of insurance to applicants above  years old. There are other drawbacks with this kind of health coverage. If you've made a claim, you will likely not be renewed under that particular policy and ...]]></content:encoded>
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<item>
	<title>Would you like to save big money on your auto insurance and</title>
	<link>http://www.chellnet.org/453515-Would-you-like-to-save-big-money-on-your-auto-insurance-and.html</link>
	<pubDate>Thu, 19 Apr 2012 06:32:41 -0400</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        With the rising price of gas, skyrocketing health care costs,etc... Americans are feeling the economic crunch. Lets put somemoney back in your pocket right now and lets take a bite out ofauto theft.The best part is  You don't have to switch insurancecarriers.  Local auto dealers charge - for this sameservice real price should be -- What a ripoff! Notedealers also charge - for replacement headlights whenyou can buy headlight cleaner and restorer for under . You can easily purchase it direct from ...	</description>
	<content:encoded><![CDATA[With the rising price of gas, skyrocketing health care costs,etc... Americans are feeling the economic crunch. Lets put somemoney back in your pocket right now and lets take a bite out ofauto theft.The best part is  You don't have to switch insurancecarriers.  Local auto dealers charge - for this sameservice real price should be -- What a ripoff! Notedealers also charge - for replacement headlights whenyou can buy headlight cleaner and restorer for under . You can easily purchase it direct from the manufacturer belowcost right through the internet!Police departments, insurance companies, AAA Auto Club, MotorWeek, Speedvision TV, and leading consumer groups andpublications all recommend window etching as a strong theftdeterrent and a great investment.The top  most stolen autos: . Toyota Camry . Honda Accord .Oldsmobile Cutlass . Honda Civic . Jeep Cherokee . Chevrolettrucks . Toyota Corolla . Chevrolet Caprice . Ford Tau...]]></content:encoded>
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