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    <title>Small Business Health Insurance</title>
    <link>http://www.chellnet.org</link>
    <description>A guide for small businesses on how to select the right health insurance for its employees.</description>
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	<title>Common myths about car insurance debunked!</title>
	<link>http://www.chellnet.org/813981-Common-myths-about-car-insurance-debunked.html</link>
	<pubDate>Wed, 22 Feb 2012 06:45:45 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        There are many myths about car insurance that have been floatingaround for years, and some of them may affect your buyingdecision. Educate yourself--or un-educate yourself, in thiscase--and you can make the smartest decision about your carinsurance.Myth: The day you turn  or , or , your car insurancerates go down.It is true that most insurance companies lower rates as driversget more experience, often at age . But it won't do any goodto call your car insurance company on your twenty-fifthbirthda...	</description>
	<content:encoded><![CDATA[There are many myths about car insurance that have been floatingaround for years, and some of them may affect your buyingdecision. Educate yourself--or un-educate yourself, in thiscase--and you can make the smartest decision about your carinsurance.Myth: The day you turn  or , or , your car insurancerates go down.It is true that most insurance companies lower rates as driversget more experience, often at age . But it won't do any goodto call your car insurance company on your twenty-fifthbirthday, because you won't be re-rated that day. An insurancecompany generally is commiting itself to a rate when it sendsyou your renewal bill, and unless you make a change in themiddle of your policy period, you won't be rated again untilyour next insurance renewal. The good news about this is that accidents and tickets work thesame way. If you get a ticket after you have already receivedyour renewal, you normally won't be charged any points on yourcar insurance until it ...]]></content:encoded>
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	<title>Small Business Free Significant Roadmap</title>
	<link>http://www.chellnet.org/230559-Small-Business-Free-Significant-Roadmap.html</link>
	<pubDate>Tue, 21 Feb 2012 09:11:14 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Small business finance depends upon nature of the business i.e. New or seasoned business. Amount fetched through the small business finance can be used for various purposes like buying a land, furniture, raw material, advertisement, machinery, outgoing expenditures etc.Consequently, many people have questions about how a small online business manages and about the different things that help to keep it afloat for so long down the road. Having a good positive attitude is a must for anyone who is m...	</description>
	<content:encoded><![CDATA[Small business finance depends upon nature of the business i.e. New or seasoned business. Amount fetched through the small business finance can be used for various purposes like buying a land, furniture, raw material, advertisement, machinery, outgoing expenditures etc.Consequently, many people have questions about how a small online business manages and about the different things that help to keep it afloat for so long down the road. Having a good positive attitude is a must for anyone who is managing a small online business. If your customers feel as though you are rude or mean to your employees, they probably will be telling everybody they know about your negative behavior, as well as the fact that they might not come back into your small online business in the future. Losing customers constantly or getting a very bad reputation for being dishonest or mistreating people, is one sure way of ensuring that your small online business will not ever be very successful. This is true, espec...]]></content:encoded>
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	<title>Top Tips to Find the Best Health Insurance Quotes</title>
	<link>http://www.chellnet.org/700104-Top-Tips-to-Find-the-Best-Health-Insurance-Quotes.html</link>
	<pubDate>Mon, 20 Feb 2012 09:17:10 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         If there is one thing that is certain, its this: you never know when life throws you a curve ball. So, it always pays to be prepared. If you have decided to get yourself and your family quality health insurance, then, thats good thinking on your part. All you need is some good guidance in finding the best health insurance quotes.  The good thing about health insurance quotes is automation. Technology has made it possible for you to get health insurance quotes as soon as you need them. You can g...	</description>
	<content:encoded><![CDATA[ If there is one thing that is certain, it's this: you never know when life throws you a curve ball. So, it always pays to be prepared. If you have decided to get yourself and your family quality &lt;a rel&quot;nofollow&quot; href&quot;http:www.healthplans.com&quot;&gt;health insurance&lt;a&gt;, then, that's good thinking on your part. All you need is some good guidance in finding the best health insurance quotes.  The good thing about health insurance quotes is automation. Technology has made it possible for you to get &lt;a rel&quot;nofollow&quot; href&quot;http:www.healthplans.comhealth-insurance-quotes.php&quot;&gt;health insurance quotes&lt;a&gt; as soon as you need them. You can get them online, offline, over the telephone or in the mail. All you need to do is log on to a website or speak to a health insurance company representative. They will trip over themselves to give you a wide variety of health insurance quotes.  But before you start looking at health insurance quotes in earnest, you need to decide what kind of health insura...]]></content:encoded>
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	<title>Low Cost Plans Offered By Aetna Individual Health Insurance Company</title>
	<link>http://www.chellnet.org/394416-Low-Cost-Plans-Offered-By-Aetna-Individual-Health-Insurance-Company.html</link>
	<pubDate>Sun, 19 Feb 2012 01:11:06 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Many people depend on their place of work to provide health insurance for them, recently the economy has worsened and as a result many people have found themselves unemployed and without health insurance. Some of these people are the main providers for their family not only financially but also for health insurance. This can cause a huge strain financially, physically, and emotionally for the main provider of a family. Luckily there are health insurance plans available offered by Aetna Individua...	</description>
	<content:encoded><![CDATA[Many people depend on their place of work to provide health insurance for them, recently the economy has worsened and as a result many people have found themselves unemployed and without health insurance. Some of these people are the main providers for their family not only financially but also for health insurance. This can cause a huge strain financially, physically, and emotionally for the main provider of a family. Luckily there are health insurance plans available offered by Aetna Individual Health Insurance that can help provide the safety net that you are missing when you are unemployed.  These plans offered by Aetna provide individual health insurance plans at a low affordable cost for not only you but for your entire family. With Aetna Individual Health Insurance there are low affordable monthly premiums available for your family and yourself, which is something that is very important when you are looking for a health insurance company that can provide you with what you need. ...]]></content:encoded>
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	<title>How to Avoid the Most Common Reasons for Small Business Failure</title>
	<link>http://www.chellnet.org/891818-How-to-Avoid-the-Most-Common-Reasons-for-Small-Business-Failure.html</link>
	<pubDate>Fri, 17 Feb 2012 06:20:22 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        The life cycle of the typical small business is short andpainful. It starts out with a dream and ends with a whimper. Andin between, a struggle of Herculean proportions is played out asthe owner tries to figure out why the business isnt succeeding.Depending on which survey you read, up to  of smallbusinesses fail. Most fail within the first five years and thosewho survive the first five are often losing money. Pursuing acareer in small business ownership seems like a fools footpathstraight to fa...	</description>
	<content:encoded><![CDATA[The life cycle of the typical small business is short andpainful. It starts out with a dream and ends with a whimper. Andin between, a struggle of Herculean proportions is played out asthe owner tries to figure out why the business isn't succeeding.Depending on which survey you read, up to  of smallbusinesses fail. Most fail within the first five years and thosewho survive the first five are often losing money. Pursuing acareer in small business ownership seems like a fool's footpathstraight to failure and poverty.So, what is the difference between the  that fail and the that succeed? When you examine the reasons that cause businessfailures, you begin to understand that most business failuresare preventable. The major missing ingredient is knowledge.Business owners who get expert help before they open a businesshave a much greater chance of succeeding. Business owners whoget expert help as their businesses grow and change succeed morequickly with fewer speed bu...]]></content:encoded>
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	<title>Florida Health Insurance Rate Hikes and Quotes</title>
	<link>http://www.chellnet.org/659866-Florida-Health-Insurance-Rate-Hikes-and-Quotes.html</link>
	<pubDate>Thu, 16 Feb 2012 06:11:34 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Florida Health insurance premiums have touched new heights! Every Floridian has the common knowledge that most annual health insurance contracts will endure a rate increase at the end of the year. This trend is not new and should be expected. Every time this issue pops up it seems as though the blame game starts. Floridians blame Health insurance companies; Health insurance companies blame Hospitals, Doctors and other medical care providers, Medical care providers blame inflation and politicians...	</description>
	<content:encoded><![CDATA[Florida Health insurance premiums have touched new heights! Every Floridian has the common knowledge that most annual health insurance contracts will endure a rate increase at the end of the year. This trend is not new and should be expected. Every time this issue pops up it seems as though the blame game starts. Floridians blame Health insurance companies; Health insurance companies blame Hospitals, Doctors and other medical care providers, Medical care providers blame inflation and politicians, well, we really don't know what they do to help the issue' No one seems to be interested in finding the real cause of the health insurance premium rate increase. Most individuals, self employed, and small business owners have taken Florida Health Insurance Rate Hikes as the inevitable evil.Hard FactsWhat are various reports telling us? Why do Health insurance premium have annual rate increases?Rate of inflation and heath insurance premium rate increase.America's health expenditure in the year ...]]></content:encoded>
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	<title>Affordable Health Insurance Quotes, Individual Health Insurance</title>
	<link>http://www.chellnet.org/755041-Affordable-Health-Insurance-Quotes-Individual-Health-Insurance.html</link>
	<pubDate>Wed, 15 Feb 2012 05:50:15 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Individual Health Insurance - If you are unable to obtain medical insurance through your employer, you should seek coverage under one of many individual health insurance plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, personal health insurance is the most widely available form of medical coverage. In most sta...	</description>
	<content:encoded><![CDATA[Individual Health Insurance - If you are unable to obtain medical insurance through your employer, you should seek coverage under one of many individual health insurance plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, personal health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual medical insurance plans is easily worth the long-term savings you'll enjoy.Family health insurance is no different than individual health insurance plans and usually they are sold under the same name. If you are insuring your family, as opposed to just yourself, there are some a...]]></content:encoded>
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	<title>What You Need To Know About Automobile Accident Insurance</title>
	<link>http://www.chellnet.org/717712-What-You-Need-To-Know-About-Automobile-Accident-Insurance.html</link>
	<pubDate>Tue, 14 Feb 2012 00:48:48 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        Considering that, as a matter of policy, automobile insurancecompanies do not reveal the methods and factors they use tocalculate rates for auto insurance, an automobile accidentinsurance calculator is just a little bit illusory. An auto accident insurance calculator is comprised of manyfactors that have to do with both the vehicle and the driver.Which factors and what weight they carry may vary quite a bitdepending on the automobile insurance company.Car insurance rating groups are a particular...	</description>
	<content:encoded><![CDATA[Considering that, as a matter of policy, automobile insurancecompanies do not reveal the methods and factors they use tocalculate rates for auto insurance, an automobile accidentinsurance calculator is just a little bit illusory. An auto accident insurance calculator is comprised of manyfactors that have to do with both the vehicle and the driver.Which factors and what weight they carry may vary quite a bitdepending on the automobile insurance company.Car insurance rating groups are a particularly important factorused to calculate insurance rates. Insurance rating groupsdetermine to what extent the level of risk to insure members ofa particular group deviates from a norm. You're A 'Joiner' Whether You Think You Are Or NotAn insurance calculator would calculate higher rates for thosewith higher levels of risk and lower rates for those with lowerlevels. Insurance rating groups might be categorized by age group,gender, credit scores, location of residence, and other facto...]]></content:encoded>
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	<title>Health Savings Account - A Health Insurance Plan that is Cost-Containing &amp; Health-Promoting</title>
	<link>http://www.chellnet.org/320845-Health-Savings-Account-A-Health-Insurance-Plan-that-is-Cost-Containing-Health-Promoting.html</link>
	<pubDate>Sun, 12 Feb 2012 06:40:36 -0500</pubDate>
	<category><![CDATA[News and Society]]></category>
	<description>
        Health Savings Account - A Health Insurance Plan that is Cost-Containing &amp;amp; Health-Promoting Small business health insurance premium increases each year have cut deeply into Dr. Bradshaw's practice income.Visit at http:healthcenter-information.blogspot.com Being a health-conscious chiropractor, she rarely used her personal health insurance for medical care. My staff is healthy and they're really interested in health benefits for medical emergencies. We all eat healthfully, work out, and do pr...	</description>
	<content:encoded><![CDATA[Health Savings Account - A Health Insurance Plan that is Cost-Containing &amp;amp; Health-Promoting Small business health insurance premium increases each year have cut deeply into Dr. Bradshaw's practice income.Visit at &lt;a rel&quot;nofollow&quot; onClick&quot;javascript:pageTracker.trackPageview'outgoingarticleexitlink';&quot; href&quot;http:healthcenter-information.blogspot.com&quot;&gt;http:healthcenter-information.blogspot.com&lt;a&gt; Being a health-conscious chiropractor, she rarely used her personal health insurance for medical care. &quot;My staff is healthy and they're really interested in health benefits for medical emergencies. We all eat healthfully, work out, and do pro-active things to keep ourselves from getting sick.&quot; Dr. Bradshaw heard that a Health Savings Account could provide a satisfactory solution that would offer lower cost health insurance covering catastrophic care and at the same time provide options for improving or sustaining health. The premium costs of health plans have been overwhelmin...]]></content:encoded>
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	<title>High Deductible Health Insurance Plans For Individuals and Families</title>
	<link>http://www.chellnet.org/448599-High-Deductible-Health-Insurance-Plans-For-Individuals-and-Families.html</link>
	<pubDate>Sat, 11 Feb 2012 00:40:51 -0500</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        Do you pay more attention to your car than your body? You change your oil every  to  miles. You have your tires rotated every other oil change. Your air filter and brake pads are changed at the appropriate intervals.Now, what about your body? You follow the recommended AMA guidelines for routine check ups and other healthcare services. You pay special attention to make sure you eat a balanced diet and always take the time to get enough exercise. The reality is many Americans pay more attention t...	</description>
	<content:encoded><![CDATA[Do you pay more attention to your car than your body? You change your oil every  to  miles. You have your tires rotated every other oil change. Your air filter and brake pads are changed at the appropriate intervals.Now, what about your body? You follow the recommended AMA guidelines for routine check ups and other healthcare services. You pay special attention to make sure you eat a balanced diet and always take the time to get enough exercise. The reality is many Americans pay more attention to the maintenance of their car than they do their body.From an insurance perspective, your automobile insurance company has a certain expectation that you will take reasonable care of your car. Things such as the routine maintenance of brakes and making sure your turning signals work properly are expected by your insurance company. Basic common sense says that proper automobile maintenance reduces traffic accidents and saves both you and your insurance company money.Health insurance c...]]></content:encoded>
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	<title>Dental Coverage Plans - Alternatives and Options For Your Coverage</title>
	<link>http://www.chellnet.org/875987-Dental-Coverage-Plans-Alternatives-and-Options-For-Your-Coverage.html</link>
	<pubDate>Thu, 09 Feb 2012 05:48:06 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        When you decide to buy health insurance there a few things that you bear in mind, of which the most important is that how much cover will you be receiving if you have a medical issue. However, dental insurance is one more kind of insurance which should be given the same attention since oral diseases are very common.  The categories of the dental insurance plans have been discussed in this article you may want to have a look at before buying a package for yourself or your family. If you follow an...	</description>
	<content:encoded><![CDATA[When you decide to buy health insurance there a few things that you bear in mind, of which the most important is that how much cover will you be receiving if you have a medical issue. However, dental insurance is one more kind of insurance which should be given the same attention since oral diseases are very common.  The categories of the dental insurance plans have been discussed in this article you may want to have a look at before buying a package for yourself or your family. If you follow an Indemnity plan, your dentist fees are being covered by the insurance. For an indemnity plan you or your employer pays to the insurance company every month, and in return the insurance company manages your bills of the services you used. However, this might not be the best plan as it has many loopholes tom it. The insurance company hardly ever pays your bills fully so the chances are that at the end of it you might have to pay a significant amount from your pocket. Such plan also limits the se...]]></content:encoded>
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	<title>Aetna Health Insurance</title>
	<link>http://www.chellnet.org/457045-Aetna-Health-Insurance.html</link>
	<pubDate>Wed, 08 Feb 2012 05:56:51 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Those that are looking for great plans of action in regards to health coverage need to really focus on how good life can be in regards to getting aetna health insurance. Thats right, its a good company to get involved with because you can make sure that things are never standing still. You dont want to get into the race of standing still so make sure you are covered in case of any sort of medical emergency that exists out there. Life is not something you need to mess around with and thats why it...	</description>
	<content:encoded><![CDATA[Those that are looking for great plans of action in regards to health coverage need to really focus on how good life can be in regards to getting aetna health insurance. That's right, it's a good company to get involved with because you can make sure that things are never standing still. You don't want to get into the race of standing still so make sure you are covered in case of any sort of medical emergency that exists out there. Life is not something you need to mess around with and that's why it is important that if you're taking chances you are not taking chances with your medical coverage. This is very important to remember if you're a fan of extreme sports. If you're challenging gravity to a war against who can win, you need to get aetna health insurance, because they have you in mind already. They can make sure you're not paying outrageous fees or paying outlandish prices to get your wounds healed when you lose against gravity, and believe us, you will lose eventually. If you'r...]]></content:encoded>
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	<title>Humana Health Insurance Plan</title>
	<link>http://www.chellnet.org/615611-Humana-Health-Insurance-Plan.html</link>
	<pubDate>Tue, 07 Feb 2012 06:12:53 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        What is a health insurance?Health insurance allows a person to get the medical treatment for any unexpected illness without having to pay the full cost. It is often confusing to choose the appropriate health insurance company. It would be wise to first decide on how much you can afford. Humana health care insurance offers various plans to suit each individual to cover your medical commitments.All about Humana Health Care:Humana health Insurance allows you to cover the costs associated with the t...	</description>
	<content:encoded><![CDATA[What is a health insurance?Health insurance allows a person to get the medical treatment for any unexpected illness without having to pay the full cost. It is often confusing to choose the appropriate health insurance company. It would be wise to first decide on how much you can afford. Humana health care insurance offers various plans to suit each individual to cover your medical commitments.All about Humana Health Care:Humana health Insurance allows you to cover the costs associated with the treatment you undergo. Whenever you or any member of your family falls ill, all you need to do is go to one of the health care facility that is a participating member and show your Humana health care insurance card. You can get the required medical treatment at a discounted rate. In most cases, you need only to pay a co-payment while the rest of the amount is billed to Humana health insurance.Plans to choose from:Humana health care plans vary from place to place. You have several insura...]]></content:encoded>
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	<title>Real World Accounting for Small Business Owners</title>
	<link>http://www.chellnet.org/101735-Real-World-Accounting-for-Small-Business-Owners.html</link>
	<pubDate>Mon, 06 Feb 2012 07:25:32 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        If youre like me, you love accounting. Its so fascinating andsuch an ingenious system. Dont you just think that Double EntryAccounting is the most beautiful creation of all humankind?Okay, lets get real. You probably think accounting is boringand best left to pencil pushing geeks like me!. ImeanBOOORRRRING! Total Snooze-fest!Well, my friend, Im about to introduce you to Real WorldAccounting for Regular People. But, be careful, it just maychange the way you look at accounting FOREVER! In fact, on...	</description>
	<content:encoded><![CDATA[If you're like me, you love accounting. It's so fascinating andsuch an ingenious system. Don't you just think that Double EntryAccounting is the most beautiful creation of all humankind?Okay, let's get real. You probably think accounting is boringand best left to pencil pushing geeks like me!. Imean'BOOORRRRING! Total Snooze-fest!Well, my friend, I'm about to introduce you to Real WorldAccounting for Regular People. But, be careful, it just maychange the way you look at accounting FOREVER! In fact, one ofmy clients looked up from a spreadsheet one day and said, 'Wow,I never knew accounting could be FUN!' You just might have thesame experience.For starters, a lot of people think accounting is about math,which is an immediate turnoff. Although accounting does includemath, it's more like a foreign language. All you need to do islearn the parts of that language that actually apply to you.Think about visiting a foreign country. You don't need to befluent in the entire lan...]]></content:encoded>
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	<title>Affordable Health Insurance Options And Alternatives To Meet Everyones Needs.</title>
	<link>http://www.chellnet.org/576285-Affordable-Health-Insurance-Options-And-Alternatives-To-Meet-Everyones-Needs.html</link>
	<pubDate>Sun, 05 Feb 2012 00:47:17 -0500</pubDate>
	<category><![CDATA[Sports and Fitness]]></category>
	<description>
        In today's health insurance market, the word affordable may soon have to be taken out of the equation because it is becoming less and less likely that you are going to be able to obtain an affordable health insurance policy that doesn't have numerous benefits carved out of it.The skyrocketing costs of physician care and hospital care as well as tax paying consumers having to shoulder the extra costs of those who never pay their health care costs has increasingly added to the high rates we have t...	</description>
	<content:encoded><![CDATA[In today's health insurance market, the word affordable may soon have to be taken out of the equation because it is becoming less and less likely that you are going to be able to obtain an affordable health insurance policy that doesn't have numerous benefits carved out of it.The skyrocketing costs of physician care and hospital care as well as tax paying consumers having to shoulder the extra costs of those who never pay their health care costs has increasingly added to the high rates we have to pay for our health insurance premiums.Here are some options to obtaining affordable health insurance coverage:Normally, the best way to obtain affordable health insurance has been historically through your employer and many employers are still able to offer good health insurance coverage.However, because of the heavy burden of the expense of insuring employees only  of the United States employers are able to offer health insurance to their employees. Also, the health insurance benefits ...]]></content:encoded>
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	<title>Aetna CEO Talks Healthcare Reform</title>
	<link>http://www.chellnet.org/553099-Aetna-CEO-Talks-Healthcare-Reform.html</link>
	<pubDate>Fri, 03 Feb 2012 05:59:09 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        After a summer of heated national debate over healthcare reform, Congress and the White House are hammering out details on several pieces of legislation aimed variously at bringing greater choice, broader coverage, and price competition into the medical arena. Health insurance providers have taken part in policy-making in Washington, but have been a muted voice in the public discussion. Aetnas chief executive, Ronald A. Williams, recently gave Black Enterprise the insurance industrys take on how...	</description>
	<content:encoded><![CDATA[After a summer of heated national debate over healthcare reform, Congress and the White House are hammering out details on several pieces of legislation aimed variously at bringing greater choice, broader coverage, and price competition into the medical arena. Health insurance providers have taken part in policy-making in Washington, but have been a muted voice in the public discussion. Aetna's chief executive, Ronald A. Williams, recently gave Black Enterprise the insurance industry's take on how to improve healthcare in America. Aetna is the one of the nation's largest health insurance providers, offering medical, dental, and pharmacy benefits through employers in  states. The company's medical program serves nearly  million members. In , Aetna's revenues grew  to . billion. Here are the highlights of BE's interview with Williams:Ron Williams on Aetna's view of what does and doesn't need to be reformed: There are roughly about  million people who get their health in...]]></content:encoded>
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	<title>Cheap Health Insurance - Tips to Finding Helpful Alternatives</title>
	<link>http://www.chellnet.org/602327-Cheap-Health-Insurance-Tips-to-Finding-Helpful-Alternatives.html</link>
	<pubDate>Thu, 02 Feb 2012 05:48:19 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        There can be any number of factors at play dictating how you view buying insurance. It might be that, as a new graduate, you're getting yourself established and are no longer covered by your parent's plan. It might be that you are currently job-hunting, or that you have just started a new job, but the group health insurance plan offered by your new employer doesn't commence until you've been there for three months. If you fall into any of these categories, there are a number of steps you can tak...	</description>
	<content:encoded><![CDATA[There can be any number of factors at play dictating how you view buying insurance. It might be that, as a new graduate, you're getting yourself established and are no longer covered by your parent's plan. It might be that you are currently job-hunting, or that you have just started a new job, but the group health insurance plan offered by your new employer doesn't commence until you've been there for three months. If you fall into any of these categories, there are a number of steps you can take. First, take a look at Medicaid. This program is a federally-funded, state run program, and is offered typically to those on low-incomes, so you will need to check whether or not you qualify. A caseworker will make the application on your behalf and ill inform you of what documentation you will need to provide for the application process. You can also visit a local clinic in your area, as clinics tend to be excellent sources of information. They will either inform you of the relevant services ...]]></content:encoded>
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	<title>Atlanta Community Food Bank wins $100,000 Humana grant</title>
	<link>http://www.chellnet.org/921085-Atlanta-Community-Food-Bank-wins-100-000-Humana-grant.html</link>
	<pubDate>Wed, 01 Feb 2012 06:26:43 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The Atlanta Community Food Bank has received a , grant to help it serve more than , residents in Atlanta and North Georgia.Humana Inc. and its Humana Foundation provided the , grant as part of its fifth annual Atlanta Benefits program. Humana is a leading provider of health benefits in Atlanta.Bill Bolling, executive director of the Atlanta Community Food Bank, said those funds will go towards creating a new Food Co-op that will go towards helping hundreds of thousands Georgians make healthier f...	</description>
	<content:encoded><![CDATA[The Atlanta Community Food Bank has received a , grant to help it serve more than , residents in Atlanta and North Georgia.Humana Inc. and its Humana Foundation provided the , grant as part of its fifth annual Atlanta Benefits program. Humana is a leading provider of health benefits in Atlanta.Bill Bolling, executive director of the Atlanta Community Food Bank, said those funds will go towards creating a new Food Co-op that will go towards helping hundreds of thousands Georgians make healthier food choices.The Humana grant will provide the seed money for the Food Co-op, which will provide items such as shelf-stable milk, peanut butter, canned and frozen meats and other high-protein foods to Georgia's served by the Atlanta Community Food Bank and its  partner agencies.In a statement, Dan Feruck, president of Humana's Georgia commercial operations market, said he was honored and proud to be able to help the Food Bank 'put healthier meals on the plates of so many Ge...]]></content:encoded>
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	<title>Health Insurance for Canada Travel</title>
	<link>http://www.chellnet.org/421408-Health-Insurance-for-Canada-Travel.html</link>
	<pubDate>Tue, 31 Jan 2012 00:46:42 -0500</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        While we as U.S. residents think often about travel insurancecoverage when we're traveling overseas we're not so quick toworry about health insurance for Canada travel. This isespecially true if our voyage to Canadian provinces is by carand not by air. We don't expect to need health insurance forCanada travel to protect us from exotic diseases or militantuprisings.Health insurance for Canada travel should not be ignored,however. Your medical insurance provider in the U.S. willtypically only cove...	</description>
	<content:encoded><![CDATA[While we as U.S. residents think often about travel insurancecoverage when we're traveling overseas we're not so quick toworry about health insurance for Canada travel. This isespecially true if our voyage to Canadian provinces is by carand not by air. We don't expect to need health insurance forCanada travel to protect us from exotic diseases or militantuprisings.Health insurance for Canada travel should not be ignored,however. Your medical insurance provider in the U.S. willtypically only cover a medical emergency in Canada if theemergency was precipitated in the U.S. and the nearest emergencymedical care is Canadian. This is especially true if you're asenior citizen whose only form of medical insurance is Medicare.Health insurance for Canada travel is, therefore, a must. When you're shopping for coverage you'll want to considerseveral things in your decision. They are: what is excluded fromcoverage what particular incidents and situations would yourtrip coverage no...]]></content:encoded>
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	<title>Is There Such A Creature As Cheap Car Insurance For Woman</title>
	<link>http://www.chellnet.org/628534-Is-There-Such-A-Creature-As-Cheap-Car-Insurance-For-Woman.html</link>
	<pubDate>Sun, 29 Jan 2012 06:36:45 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        Let's dispell a myth, cheap car insurance for woman drivers isnot really any different than cheap car insurance for men exceptthat in some cases it might be a little cheaper or at least alittle easier to get. The factors used to compute cheap insurance are many and usuallyplace prospective policyholders in rating groups that categorizelevel of risk. Obviously, in one rating group, gender, there's adifference.Are women better car drivers than men, though? Only yourinsurance company actuary knows ...	</description>
	<content:encoded><![CDATA[Let's dispell a myth, cheap car insurance for woman drivers isnot really any different than cheap car insurance for men exceptthat in some cases it might be a little cheaper or at least alittle easier to get. The factors used to compute cheap insurance are many and usuallyplace prospective policyholders in rating groups that categorizelevel of risk. Obviously, in one rating group, gender, there's adifference.Are women better car drivers than men, though? Only yourinsurance company actuary knows for sure, but generally youngmen are considered a higher risk to insure. In that age ratinggroup, auto insurance best quotes might favor women.Cheap Based On Your NeedsWhat really counts, though, is whether car insurance for womandrivers is cheap insurance based on their own needs. Best quotesfor woman drivers can be obtained online at automated websitesthat return quotes from several competing insurance companiessimultaneously. Women who know the ins-and-outs of car insurance ...]]></content:encoded>
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	<title>All You Need To Know About Classic Collector Auto Insurance</title>
	<link>http://www.chellnet.org/215085-All-You-Need-To-Know-About-Classic-Collector-Auto-Insurance.html</link>
	<pubDate>Sat, 28 Jan 2012 05:54:15 -0500</pubDate>
	<category><![CDATA[Automotive]]></category>
	<description>
        Classic collector auto insurance is what's referred to asnonstandard car insurance, which includes specialty carinsurance for the classic car collector or owner of a modifiedcar.Classic collector and modified car insurance is very much likestandard insurance but with significant differences regardinguse of the vehicle and the method of determining value. Althoughthere are criteria for the classic collector--often a minimumage of ,  years driving experience, and a good drivingrecord--insurance on...	</description>
	<content:encoded><![CDATA[Classic collector auto insurance is what's referred to asnonstandard car insurance, which includes specialty carinsurance for the classic car collector or owner of a modifiedcar.Classic collector and modified car insurance is very much likestandard insurance but with significant differences regardinguse of the vehicle and the method of determining value. Althoughthere are criteria for the classic collector--often a minimumage of ,  years driving experience, and a good drivingrecord--insurance on a modified car or on classic cars depends agreat deal on the car.There Are LimitationsA classic auto is usually defined by age,  years the usualminimum. In some states, Massachusetts, for example, the age ofa classic car must be at least  years. Most insurers furtherrequire that the components of the classic car are original orrestored to original, that the classic be stored in a garage,and that the owner maintains a daily-use vehicle for everydayuse. While limited pl...]]></content:encoded>
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	<title>What Are the Best Small Business Opportunities Today?</title>
	<link>http://www.chellnet.org/350589-What-Are-the-Best-Small-Business-Opportunities-Today.html</link>
	<pubDate>Fri, 27 Jan 2012 06:13:47 -0500</pubDate>
	<category><![CDATA[Business]]></category>
	<description>
        Some of the better business opportunities at a time when people are concerned over the economy are ones that help people save money and those that are necessary. The needs are taking precedent over the wants more than in affluent economic times. So necessities are up as business opportunities and fluff is down.The repair business for shoes, cars, upholstery, clothes, computers are good examples. Having these items repaired can save money, which is more important to people when they are losing th...	</description>
	<content:encoded><![CDATA[Some of the better business opportunities at a time when people are concerned over the economy are ones that help people save money and those that are necessary. The needs are taking precedent over the wants more than in affluent economic times. So necessities are up as business opportunities and fluff is down.The repair business for shoes, cars, upholstery, clothes, computers are good examples. Having these items repaired can save money, which is more important to people when they are losing their jobs and new jobs are harder to find. Starting a repair business fulfills a need and can be a good business opportunity. When the economy improves shift into selling more new shoes or whatever item you've been repairing.Another method for saving money is saving on energy costs. Solar and wind energy products have more recently increased in popularity. A wind turbine system can be purchased for . and it reduces the power bill. The solar powered hot water heater saves money too. The...]]></content:encoded>
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	<title>International Travel and Health Insurance</title>
	<link>http://www.chellnet.org/974280-International-Travel-and-Health-Insurance.html</link>
	<pubDate>Thu, 26 Jan 2012 05:57:06 -0500</pubDate>
	<category><![CDATA[Travel]]></category>
	<description>
        Embarking on Your Dream Vacation Are your Plans Complete?Your bags are packed, passport and papers in order and youcouldnt be in a higher state of excitement preparing for travelto that wonderful, exotic location. This is the vacation youhave planned it seems forever. As you sit on the plane, you andyour partner discuss for the hundredth time the scuba diving youwill do, the awesome rock climbing and hikes into the rainforest. Everything is perfect!Life seldom gets better than this.Despite all t...	</description>
	<content:encoded><![CDATA[Embarking on Your Dream Vacation Are your Plans Complete?Your bags are packed, passport and papers in order and youcouldn't be in a higher state of excitement preparing for travelto that wonderful, exotic location. This is the vacation youhave planned it seems forever. As you sit on the plane, you andyour partner discuss for the hundredth time the scuba diving youwill do, the awesome rock climbing and hikes into the rainforest. Everything is perfect!Life seldom gets better than this.Despite all the excitement of travel, Americans do have someconcerns.According to a survey by the Chubb Group, more than  ofAmericans surveyed said their greatest concern when traveling issuffering a medical emergency...more than double the fear ofbeing mugged ., three times the fear of being injured in aterrorist attack ..What happens if a medical emergency arises when travelingoverseas?Many people assume that while they are out of the U.S. or Canadathey will be covered by...]]></content:encoded>
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	<title>Starting A Small Business With A Proven Business Model</title>
	<link>http://www.chellnet.org/755338-Starting-A-Small-Business-With-A-Proven-Business-Model.html</link>
	<pubDate>Wed, 25 Jan 2012 07:08:47 -0500</pubDate>
	<category><![CDATA[Internet]]></category>
	<description>
        The economy has forced people to consider starting a small business. One way to do that is to look at a proven business model such as purchasing a franchise.However for the average person purchasing a franchise is cost prohibitative. Therefore they must look at alternative ways to get their small business started without spending a lot of money.Over the years one of the most common business model people have chosen is multi-level marketing. Starting a small business with the network marketing bu...	</description>
	<content:encoded><![CDATA[The economy has forced people to consider starting a small business. One way to do that is to look at a proven business model such as purchasing a franchise.However for the average person purchasing a franchise is cost prohibitative. Therefore they must look at alternative ways to get their small business started without spending a lot of money.Over the years one of the most common business model people have chosen is multi-level marketing. Starting a small business with the network marketing business model is a proven way that average people can make money.One of the main benefits right up front is you can start for very little cash out of your own pocket. Most MLM business opportunities allow you to get started for  or less. In some instances it may be more than that if you're purchasing products for personal use or stock.Using the Internet has become a popular way to get a small business started as a network marketer. The World Wide Web has made it possible for people to build l...]]></content:encoded>
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	<title>Choosing a Health Insurance Quote</title>
	<link>http://www.chellnet.org/756878-Choosing-a-Health-Insurance-Quote.html</link>
	<pubDate>Tue, 24 Jan 2012 07:00:24 -0500</pubDate>
	<category><![CDATA[Self Improvement]]></category>
	<description>
        Most people get a series of health insurance quotes whenshopping around. Everyone requires health insurance of somesorts, whether you are single, married have kids or are astudent  and quotes help narrow down your options. However, theprocess can be quite a tedious one! Not only will this decisionaffect your levels of medical care, it will also affect yourpocketbook. This article will help you manage the choicesavailable to you when shopping for a health insurance quote, sothat your medical requ...	</description>
	<content:encoded><![CDATA[Most people get a series of health insurance quotes whenshopping around. Everyone requires health insurance of somesorts, whether you are single, married have kids or are astudent ' and quotes help narrow down your options. However, theprocess can be quite a tedious one! Not only will this decisionaffect your levels of medical care, it will also affect yourpocketbook. This article will help you manage the choicesavailable to you when shopping for a health insurance quote, sothat your medical requirements and budget are both metsatisfactorily.Most of the health insurance quotes that you'll receive will begrouped into one of three categories:Health Insurance Quotes: Indemnity of Fee-For-Service Plans Theplans that our parents used to use were probably indemnityplans; these health insurance quotes allow you to visit anydoctor of your choosing. Highly desirable by many people, thesetypes of health insurance quote are in great demand, however,they are becoming harder and ha...]]></content:encoded>
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